Federal law limits the authority for the Federal Crop Insurance Corporation (FCIC) to insure farm-based multi-peril products at more than an 85% coverage level. However, endorsements such as the Supplemental Coverage Option (SCO) and the Enhanced Coverage Option (ECO) products can be used to extend coverage beyond 85%.

This publication explains how SCO and ECO can extend risk protection coverage beyond the 85% coverage level of multi-peril crop insurance.